Apme FX

Exchange-traded funds (ETFs) have been steadily growing in popularity, getting a boost from the Covid pandemic. What made them so popular? For one, it is due to their ease of use. Next on the list of advantages is the diversity they provide, and finally it is their cost-effective approach to investing.   The U.S. domestic ETF market has grown to almost $3.9 trillion as of mid-2021 aided by the 2019 rule passed by the SEC. The streamlined regulatory environment in the US has driven ETFs through the roof.   Removing regulatory barriers   As of 2020, there were 7,602 ETFs globally. This is a considerable increase from just 276 in 2003 and 7,083 in 2019. In the next five years, ETFs are projected to surpass mutual fund assets in the United States. [1]   [1]  A new rule referred to as the “ETF Rule” has enabled stellar growth of ETFs. The rule was passed in September 2019 by the Securities and Exchange Commission (SEC) and removes the so-called "exemptive relief" reg...

High inflation, which is crushing people's savings for the second year in a row, often leads to questions about how to protect their money from long-term unprecedented price increases. Ordinary savings products in banks typically don't even cover half of last year's price rises. Investing in equities appears to be a relatively suitable but slightly riskier alternative. But which ones?   Investing in equities is a good servant, but it can also be a bad master. Especially for the inexperienced investor. Some of the most common beginner mistakes include betting on one title or one market segment, trying to guess the price bottom, or giving in to emotions when your investment doesn't perform as you expect.   Nevertheless, stock markets tend to be a fairly solid way to beat price increases in the economy, i.e. inflation, over the long term. The problem for beginners, however, is how to choose a stock portfolio that actually follows this trend.   Unless a novice investor cons...

As we know, investment is deferred consumption. And good investment means that future consumption can be higher than current consumption. Unlike investment, saving, which is also a form of deferred consumption, usually means that we will consume less in the future – this occurs due to inflation. In the period before the pandemic, we had almost got used to the idea that inflation is not a problem because it was close to zero. The last few years have led us out of the error. Inflation represents a reduction in the purchasing power of money, which in practice means an increase in the prices of products in many segments. In the context of inflation, everyone wants to find a way how to protect their savings or capital from depreciation and learn how to invest properly. Investing should be a long-term affair and should make your money work for you through various financial instruments. These can take different forms, with some of the popular ones being investing in stocks, bonds or real esta...